Throughout these years, there is a persistent variability of the main macroeconomic and financial parameters, and the need to govern the qualitative and quantitative growth of the company in a more precise and punctual way is increasingly evident, using techniques and tools for "CREDIT MANAGEMENT".

Advanced commercial credit management in this sense essentially involves the management of certain precise activities and tasks, for which the Company offers a qualified consultancy service including:

1. The collection of information of our customer

Acquisition of data and information on potential and current clients, allowing for historical analysis and, above all, prospective evaluation.

2. The definition of credit policies m
3. La definizione delle politiche di credito e delle linee di affidamento 

Analysis and evaluation of historical and forecast data to determine the exposure limit for individual customers based on their business potential, commercial reliability and risk level.

3. Monitoring the evolution of the customer risk
4. Commercial evaluation

This service provides the company with a snapshot of the economic and financial health of the companies to which it intends to grant credit. This is possible by integrating the operational synergies of the Risk Manager and the Company's Risk Assessment service, which make it possible to have:

• assessment of the company's potential and consequent limitation of the amount of credit that can be granted.
• Continuous monitoring and updating of real-time data on businesses.

The Company also assists the company in the management of any arising disputes of it’s customers with its legal service and a network of local professionals.

In order to have such specialized resources within your company, you would need to make massive organizational investments, whereas thanks to CSC COMPAGNIA SVIZZERA CAUZIONI S.A.’s consulting services, you have the competitive advantage of benefiting from protected credit management at a low cost.

“This document is a simple translation into English of the original document in Italian, the official language of Cantone Ticino, which can be found on the website www.csc-lugano.ch. Therefore, in the event of inaccuracies, errors, imprecisions, or difficulties in interpreting this document, the original document in Italian shall prevail; this also applies if there is a contrast between what is reported in this document and what is reported in the original document in Italian. - Il presente documento è la traduzione semplice in lingua inglese del documento originario in lingua italiana, lingua ufficiale del Cantone Ticino, presente sul sito www.csc-lugano.ch; pertanto in caso di inesattezze, errori, imprecisioni, difficoltà interpretative del presente documento, prevale il documento originario in lingua Italiana; questo anche nel caso in cui vi fosse un contrasto fra quanto riportato nel presente documento e quanto riportato sul documento originario in lingua Italiana.”